Use Koshmitra’s EMI Calculator to estimate your monthly installment, total interest and overall repayment based on the loan amount, interest rate and tenure you enter.
Calculate EMI, total interest, charges and a full month-by-month amortization schedule.
| Month | Opening Balance | EMI | Principal | Interest | Closing Balance |
|---|
Add the loan amount, interest rate and tenure you want to evaluate. You can switch between months and years where available.
See an estimated monthly repayment amount along with total interest and total repayment over the selected tenure.
Try different scenarios to understand how a longer tenure may reduce EMI but can increase total interest paid.
The EMI result is an illustrative estimate based on the inputs provided. Actual repayment schedules, interest calculation, fees, rounding and due dates may differ by lender and loan product.
Koshmitra Private Limited helps customers explore gold-backed borrowing with clear guidance, practical calculators and accessible support.
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