COOKIE POLICY

How Cookies May Be Used on Koshmitra

This Cookie Policy explains how www.koshmitra.in may use cookies and similar technologies to support website functionality, security, performance and user experience.

Effective Date: 29 August 2026

ABOUT COOKIES

Cookie Policy

Cookies are small text files that websites can store on your device. They may help a website remember information, maintain security, understand usage or improve how pages and tools work.

1. What Are Cookies?

Cookies are small files placed on a computer, mobile phone or other device when a website is visited. They can store limited information such as preferences, session identifiers or technical data.

Some cookies are temporary and disappear when the browser is closed, while others may remain for a defined period unless they are deleted earlier by the user.

2. Essential & Security Cookies

Koshmitra may use cookies that are necessary for the website to operate properly. These can support functions such as page security, protection against misuse, session handling, form operation and other essential website features.

These cookies are generally required for the website to function and may not be fully disabled through website preference tools.

3. Analytics & Performance Cookies

If analytics or performance tools are enabled on the website, cookies or similar technologies may be used to understand how visitors interact with pages, which sections are viewed, how users arrive at the website and whether technical problems occur.

This information may help us improve website performance and user experience. The exact cookies used will depend on the analytics or performance services that are actually enabled on the website.

4. Functional Cookies

Functional cookies may be used to remember choices or preferences so that the website can provide a more convenient experience. For example, a website may use these technologies to remember selected preferences or maintain certain interface settings.

Whether such cookies are used will depend on the features and plugins enabled on the Koshmitra website.

5. Third-Party Cookies

Some website features may be provided by third-party services, plugins or embedded tools. Those services may set their own cookies or use similar technologies according to their own privacy and cookie practices.

Koshmitra does not control third-party cookies directly. Users should review the privacy and cookie information provided by the relevant third-party service where applicable.

6. Calculator & Form Usage

The Gold Loan Calculator, EMI Calculator and contact forms may rely on normal website scripts or functional technologies to operate. Calculator results are generated from the values entered by the user and are intended as illustrative planning tools.

Cookies are not intended to be used to turn calculator inputs into a guaranteed loan application, approval or sanction. If you separately submit a contact form, the information you provide is handled according to our Privacy Policy.

YOUR COOKIE CHOICES

Control How Cookies Are Stored

Managing Cookies in Your Browser

Most browsers allow you to view, block or delete cookies through their privacy or site settings. You can usually choose to block all cookies, block third-party cookies or delete stored cookies after visiting a website.

Please note that blocking essential cookies or scripts may affect how certain website features, forms or tools function.

Consent & Cookie Preferences

Where required by applicable law, non-essential cookies should be used in accordance with the consent or preference choices made available to users.

If Koshmitra introduces a cookie-consent banner or preference centre, users can use those controls to manage the categories made available there. Consent preferences may need to be refreshed if browser storage is cleared or if website technology changes.

Koshmitra Private Limited helps customers explore gold-backed borrowing with clear guidance, practical calculators and accessible support.